How much can I borrow?   As every commercial property is different, commercial finance is always done on a case by case basis.

Loan size   Minimum loan size is $300,000.  Most commercial finance is done up to $1m.  Over this size, loans are assessed differently. In commercial finance  there is no maximum loan size.

Term   From 1 year to 30 years. 15 years is the most common commercial property loan term.

  • LVR 
  • 80% up to $1m
  • 75% up to $3m
  • 70% up to $5m
  • 65% unlimited, and assessed on its merits

Indicative Rates  As a guide, for standard commercial properties, variable rates normally sit between 4.5% to 6.5%. Larger commercial loans can be done cheaper than this.